Been Denied or Received a
Claim Settlement Too Low to Repair?
We’ve Recovered Millions For Florida Policy Holders
We Can Help You Too!
Are You a Home or Business Owner Who Hasn’t Received Payment or Were Underpaid for the Damage Incurred to Your Property?
Has Your Claim Been Denied or Grossly Under Paid?
Damage to your home or business property can create hazardous living or impossible working conditions that demand immediate attention.
A wind storm may last only a few minutes, hours, or several days, but can produce power outages and falling trees that cause major damage to the roof and windows of your home or business.
Water damage can cause serious damage to your property and promote the growth of toxic mold making living conditions unbearable.
Did you know that under Florida law, insurance companies must pay homeowners’ claims within 90 days of a catastrophic event?
If you’ve been presented with a claim settlement that won’t cover the cost of repairing or rebuilding your home or business, it’s time to find out why.
Confused or Frustrated By Your Insurance Company’s Response?
Insurance companies are in business to generate revenue. When a property damage claim is filed they will generally make every effort to either deny your claim or pay out as little as possible.
If you have suffered damages to your home or business property, contact us today. You do not have to accept your insurance company’s offer. If your claim settlement is less than the cost to repair your property, we’ll fight for your rights to get you the money you deserve to rebuild your home or business. You’ve proven your diligence by paying your premiums year after year. Now, it’s the insurance company’s turn to do the right thing and pay you the money you deserve.
Best of all, under Florida law, Statute 627.428, when an insured sues their own insurance company, and they prevail, they may be entitled to reasonable attorney’s fees and costs. You will not owe us anything if we do not prevail. There are no fees or costs if we do not collect for you!
Are You a...
Real Estate Professional, Property Owner, or Manager for a Rental Property That Has Incurred Damage from Hurricane Michael?
Time is money. When the income-producing property you own or manage sits in disrepair because you have not received a fair offer to rebuild from the insurance company, you're losing income.
Have you not received or been denied your business interruption payment? Is your insurance company demanding documents that are irrelevant to your loss or have been irretrievably lost in the storm? With each day that passes, your business loses more revenue and, before you know it, you’re in deep trouble.
3 Reasons Why
PROPERTY INSURANCE CLAIM SETTLEMENT OFFERS MAY BE LOW:
Improper Damage Assessment
When a devastating event occurs and you suffer damage to your property, insurance companies will send independent adjusters, many of whom may be unfamiliar with Florida’s unique construction methods and stringent building codes. Consequently, they routinely overlook significant damages that make up your claim. As such, the estimates produced by these adjusters will not account for the much higher cost to build in Florida.
Adjusters hired by insurance carriers are trained to ask you pointed questions designed to minimize or deny your insurance claim. They utilize a software program developed by the insurance industry, called Xactimate®, to adjust your claim. This program was developed by the insurance industry to save them money, not you. The estimates produced by this program do not provide a true and accurate dollar amount required to rebuild your home or business to its pre-hurricane or disaster condition.
Rushed Claim Assessment
Additionally, these adjusters may have a selfish motive and be incentivized to rush through your claim to maximize the amount of money they can generate while handling an abundance of claims at once.
Insurance companies ARE NOT OUT FOR your best interest
This is How We Can Help You
WE’LL SEND TO YOUR PROPERTY OUR OWN EXPERIENCED ADJUSTERS who, on most occasions, are also licensed Florida General Contractors. These experienced professionals will ensure the estimate of repair will restore your home or business to the condition it was in prior to the storm or incident. Additionally, we’ll send our engineers to check for storm-inflicted structural damage to your foundation, roof, windows, and floors.
We’re Here to Help
As one of the most experienced insurance claim firms in Florida, we understand the specific trauma associated with hurricanes. With decades of experience, we empathize with your stresses and understand what it takes to get you back on your feet. We are dedicated to guide you through the entire claims handling process. You deserve legal representation that has the credentials and passion to get the job done right.
Larry Moskowitz has practiced law in Florida for more than 30 years, beginning his career as an Assistant State Attorney/Prosecutor in Broward County, FL. Through his experiences as a prosecutor at the State Attorney’s Office, he developed a passionate concern and caring for helping families. He is an accomplished civil trial attorney, with over 150 jury trials to verdict.